Private Lending or Trust Deed Investing

A private lender, or trust deed investor, is someone looking for higher returns by lending their capital through a promissory note secured by real estate. Acting like the bank, a trust deed investor typically earns higher returns than traditional investments such as bank CDs, bonds, savings accounts, IRAs, or mutual funds.

Trust Deeds

Our private investors earn annual returns of 5% to 15% by investing in secured trust deeds. Many investors also leverage self-directed IRAs to achieve tax-advantaged growth. Our trust deeds typically feature 25% to 50% equity and are protected by property and title insurance, allowing investors to act like the bank while earning higher returns and receiving monthly cash flow.

Historically, trust deed investing was reserved for affluent or sophisticated investors, but today it’s accessible to individuals from all backgrounds. It provides private lenders with a secure investment and an effective way to diversify their portfolios.

Advantages of Investing With Us

Our properties feature strong equity of 25% to 50%, providing investors with a solid safety net. In addition, investors receive title insurance and are named on the property’s fire insurance policy to further protect their investment. Gray Whale Holdings does not pool funds, giving investors greater control over their capital.

Monthly Payments Mailed to You

Gray Whale Holdings manages all day-to-day operations in-house and distributes profit checks to investors monthly. By handling our own property and project management, we ensure each property is well-maintained and performing optimally.

Frequently Asked Questions

All investments carry some level of risk, so you should consult your CPA and attorney. At Gray Whale Holdings, your capital is secured by real property, giving you control over a tangible asset that can be sold or rented. In addition, investors receive title insurance, a notarized promissory note, a recorded trust deed, and are named on the property’s fire insurance policy. With 25% to 50% equity in our trust deeds, your investment is further protected with a solid safety net.

While it’s possible, doing so exposes you to legal liability and higher risk. Laws governing private lending are strict, so it’s wise to work with an experienced investment company. Partnering with a professional firm not only provides higher potential returns but also peace of mind, as we handle all in-house property and asset management, ensuring your investment is well monitored and maintained.